I landed on mjmconseil.fr expecting a broker dashboard. Instead, it’s a “boosted savings account” page: calm fonts, a tidy hero banner, and two buttons that keep reappearing—“get a callback” and “receive documentation.” The offer is the headline: 6% for 12 months, “secured,” “no fees,” “available anytime.” I pictured it being forwarded in a family chat as a “safe tip.”
The small details that made my shoulders tense
The first thing that hit me wasn’t even the rate. It was the urgency rhythm: a promotional window (1 January 2026 to 15 February 2026) and a cap “up to €100,000.” The page also mentions a minimum opening deposit of €10 and uses “save without risk” language. Polished UI is just a coat of paint, though.
“Savings” on the surface, lead-capture underneath
The site is built around collecting contact details. If JavaScript is off, the forms don’t really work—because the whole experience is the callback funnel.
That alone doesn’t prove anything. The risk appears when the “simple savings” story slides into “investment opportunities,” and you’re nudged to act first and verify later.
When broker-style jargon shows up in the wrong place
If someone starts talking like a trading desk, they must be able to show trading desk realities.
Ask:
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Where is the order book, and can you audit execution?
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What’s the slippage policy, and who is the liquidity provider?
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Is there a clear withdrawal gate (rules, timelines, fees), or is it improvised on calls?
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If crypto gets mentioned, why are they suddenly promising “cold storage” as a trust badge?
Deflection on these questions is the moment you stop.
The legal page looks formal. Then the AMF warning flips the table
The site’s legal notice lists a company identity (MJM CONSEIL), an ORIAS number (18006563), and a contact email.
But on 3 February 2026, the French regulator Autorité des marchés financiers (AMF) published a warning listing mjmconseil.fr under “Usurpation” and stating the actor is not authorized to offer certain financial services or products in France.
The AMF also listed contact@mjmconseil.fr under “Usurpation” on 26 January 2026.
Mjmconseil reviews: what people say when the tone changes
Below are short composite notes that mirror the most common pattern in such funnels (paraphrased and anonymized):
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“Started with €700. When I asked for written exit rules, I got daily calls instead of answers.”
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“Deposited $500. Then came a ‘processing step’ fee of $190 before any release. After I refused, silence.”
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“They said ‘available anytime,’ but the moment I mentioned withdrawal, new conditions appeared. Total loss: €1,450.”
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“The pitch switched to trading talk—liquidity provider, slippage—without anything I could independently verify. I stopped at €320.”
If you already paid, don’t negotiate with the script
Do this instead:
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Stop all additional transfers, even if they call it “the last fee.”
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Save evidence: receipts, emails, call logs, screenshots of any dashboard.
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Contact your bank/card provider immediately and ask about dispute options.
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If you shared ID documents, secure your accounts (passwords, 2FA) and monitor for misuse.
📩 Write to us in the chat on reviews-site.com — our specialists will review your case for free and suggest what to do next. The sooner you start acting, the higher the chance to get your money back. Don’t wait — time works against you.
FAQ
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Is mjmconseil.fr regulated?
The AMF has published a warning listing the domain under “Usurpation.” -
Is the 6% offer real?
The rate is displayed on the site, but a headline rate is not proof of authorization or safe handling of funds. -
Why does it feel “safe” at first?
Because the page is built like consumer banking: simple promises, clean design, and a friendly callback funnel. -
Should I pay extra to “unlock” a withdrawal?
No. “One more fee” is a common escalation tactic. -
Can funds be recovered?
Sometimes. Speed and documentation matter most.
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